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Exclusions apply. For details about the plan(s), please read our Terms and Conditions. Oncourse Home Solutions, LLC is the provider and obligor of protection programs administered by American Water Resources, LLC (AWR). In Florida, Oncourse Home Solutions of Florida, LLC is the provider and obligor of protection programs administered by AWR. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.  Washington Residents: The product being offered is a service contract. Whenever the term “protection program” is used, it means “service contract.”

Privacy Policy|Terms of Service|© 2026. ALL RIGHTS RESERVED. Oncourse Home Solutions

Home Protection You Can Count On

For more than three decades, Oncourse Home Solutions has been trusted to protect the homes of over 2 million customers nationwide.

 

We work hand-in-hand with municipalities and utility partners across the country, delivering reliable home protection plans that help homeowners safeguard what matters most.

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Our Purpose

Mission

To protect homeowners' time, money, and peace of mind through affordable, reliable home protection – so life's best moments can keep moving forward uninterrupted.

Vision

To be the nation's most trusted home protection provider, empowering homeowners to enjoy what matters most through dependable service, trusted partnerships, and innovation that simplifies homeownership.

Our Journey

Three decades of innovation, growth, and unwavering commitment to homeowners.

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1992

Pivotal Home Solutions launched, offering protection plans across 11 states in partnership with gas and utility companies.

2000

Protection plans were offered as a division of American Water Resources.

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2018

American Water Resources acquired Pivotal Home Solutions – combining decades of experience to expand protection and service coverage.

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2023

Rebranded as Oncourse Home Solutions, continuing to operate American Water Resources under the Oncourse family.

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2025

Protecting 2M homeowners nationwide (and counting!) – working hand-in-hand with municipalities and utilities to protect what matters most.

Our Commitment to DEI

We are committed to fostering an environment that embraces diversity in all forms, where everyone feels valued, respected, and supported. Through initiatives on diversity, equity, and inclusion (DEI), we instill a sense of belonging – a critical element for business innovation and growth. By focusing DEI efforts on our TALENT, how we conduct BUSINESS and COMMUNITY efforts, we create a virtuous circle that lifts underrepresented communities in the markets we serve.

Talent

Talent

We are committed to attracting, retaining, and developing diverse talent at every level..

Business

Business

We foster a diverse, inclusive environment and we always make sure that all voices get heard. We are there to support each other in our work every day.

Community

Community

We are committed to investing time and capital in communities where we work and live..

Executive Management Committee

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Aaron Cooper

Chief Executive Officer

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Dale R. Gerard

Chief Financial Officer

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Josh Cohen

Chief Commercial Officer

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Kumar Bhogaraju

Chief Technology Officer

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Marlo J. Gaal

Chief People and Diversity

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Peter DeFrancesco

Chief Marketing Officer

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Phillip Edens

Chief Customer Officer

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Sasha L. Azar

Chief Legal Officer

Board Members

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Martin Bennett

Chairman

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Ann Sardini

Board Member

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Ashish Karandikar

Board Member

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Irene Zou

Board Member

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Nedu Ottih

Board Member

Advisory Board Members

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Congressman Joe Crowley

Advisory Board Member

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Eric Palm

Advisory Board Member

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Hilda Pinnix-Ragland

Advisory Board Member

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Mary Ann Laconte

Advisory Board Member

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Mayor Michael Nutter

Advisory Board Member

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Mayor Stephen Goldsmith

Advisory Board Member